(Replying to PARENT post)
(Replying to PARENT post)
Alternatively, she paid higher premiums under the assumption that some extreme end of life dollars would be nearly wasted by some policy members, but that's okay because that's what they chose to pay for so that they would never have to make a cost benefit analysis in their own care. I don't think she needs to wring her hands about it, that's what she bought.
(Replying to PARENT post)
The biggest cost in western-style health care is not end of life care, it is lifestyle-induced illness that leads to an explosion of totally preventable terminal diseases.
(Replying to PARENT post)
But it's a good business model: people will often spend their net worth to extend the life of themselves or their child a few months. But in the end they almost always die the same miserable death. So I expect even more "childrens' cancer centers" to open and rake in millions.
(Replying to PARENT post)
As our medical skills are improving we can keep people alive that used to die. Unfortunately our medical skill isn't advanced enough to do it cheaply. Perhaps the luxuries of time and money will get us there one day.
(Replying to PARENT post)
(Replying to PARENT post)
what was gained by keeping him alive, in a bed, not creating value, for 400k? the family suffered with him while he died.
let him die, grieve, get on with your lives.
and save the rest of us the 400k.
(Replying to PARENT post)
We work and save and pay premiums for decades specifically so that we CAN have someone pay $250,000 to extend our lives by 17 months. That is the PURPOSE of a health insurance policy.
It's hard to see this one as an example of our (admittedly terrible) healthcare costs.