There is no way they can get actual paystub data from employer or tax return data from irs.

Most likely they use field Annual Income that you voluntarily provide to banks/cc companies when applying for a loan and that number is reported to Equifax. That number is verified by a lender by inspecting your W-2/paystubs when underwriting car/mortgage/other loan.

So you should never voluntarily provide income info to lenders, because every bit of that info will be sold to other companies and can be used against yiu in the future

Wow. They have super detailed data for the last few years. The report also tells you who has requested the data.

Kind of funny that you aren't supposed to share your salary but your employer does.

How did you request a report for yourself? Did you create a personal account in order to access your data (via https://employees.theworknumber.com) or did you have a business account with them?

If you created an personal account in order to get your data, what kind of profile data did you have to give them before you could get to what they have?

You can also freeze access to it: https://employees.theworknumber.com/employee-data-freeze

How is this legal? Where do they get these numbers? You employer(I dont think so) or your employer's payment role processors?

NYC already prohibits employers from using salary information in setting compensation, unless the candidate voluntarily and without prompting offers that information (e.g. when the candidate thinks it will give them a higher offer). NY has a similar law at the state level as well (both apply simultaneously in NYC).

They still can use a service like The Work Number to verify candidate-provided numbers as part of a post-hiring background check, with proper consent from the candidate.

Wow, I wonder does this report equity grants? If not then at least you can still hide your total comp…

> that has, for a big group of people, every single cent you ever made, who payed it, and when

Even capital gains?

I visited the web site. When I click on My Personal Data, it gives a 403.

Which is freaking hilarious.

Hello GDPR yes, I know Equifax is in the US and the GDPR does not apply there, but this sort of abuse is why the GDPR exists. Equifax shouldn't even have that data, let alone be allowed to resell it.